| Today's young adults are bold, determined and many | | | | of preventative therapies in their "extras" cover. |
| believe that they are unable to get sick. | | | | These types of services are known as preventative |
| Unfortunately, that is as far from the truth as one | | | | therapies, similar to that of dentistry. Obviously these |
| could get. While young adults won't be experiencing | | | | services can only do so much depending on the |
| hip replacements or heart surgery, there are a range | | | | severity of your condition and it's always best to |
| of things that can go wrong in a body of any age. | | | | check with your insurer to see if you are in fact |
| Dental | | | | covered for these kinds of therapies. |
| Dentists can cost quite a lot of money, especially if | | | | Hospital Cover |
| you don't look after you teeth. A basic clean can | | | | As previously mentioned, you are probably not ready |
| cost anywhere from $50 to $200 depending on | | | | for a hip replacement just yet, but what about if you |
| where you live and which dentist you go to. With | | | | need your wisdom teeth removed, your appendices |
| private health insurance, this cost would be | | | | taken out urgently or your tonsils swell up to the size |
| dramatically lower because of the rebate that would | | | | of golf balls repeatedly? These are all things that can |
| be given from your insurance provider. Should you | | | | happen to someone of any age and can all be |
| choose to go to a dentist that is a part of your | | | | expensive surgeries without private health insurance. |
| insurer's network of practitioners, the price could be | | | | In fact, these operations can have hospital bills |
| even lower again. | | | | running into the thousands, all of which you will be |
| Optical | | | | left to pay. While many public hospitals can carry out |
| While you may not be reaching for the bifocal's just | | | | these operations, there is no choice of doctor or |
| yet, many young people still need glasses or | | | | when you will be operated on. In most cases you |
| contacts. If you are one of these people, it can be | | | | would need to share a room with not just one, but |
| quite an expensive trip to the optometrist by the | | | | many other patients and would rarely receive the |
| time you add up the examination, the frames, the | | | | same amount of medical attention compared to a |
| lenses and any follow up visits that are required. | | | | private hospital. While public hospitals endeavour to |
| Private health insurance alleviates some of that | | | | manage as many cases as they can, private hospitals |
| burden with a rebate, sometimes leaving little or no | | | | will allow you to pick and choose doctors, rooms and |
| cost to you, depending on which optometrists you | | | | many other services which will no doubt make your |
| see. | | | | hospital experience far more tolerable. After all, no |
| Chiropractic and Alternative Health Care | | | | one likes being in hospital. |
| Many private health insurers often include these kinds | | | | |