Why Does a Whiplash Claim Take So Long? 6 Common Reasons

This article explores the most common reasons for adelays can be significant and can occur for a number
whiplash claim to reach the stage where it can beof reasons, including junior or inexperienced staff or
settled.someone having too high a workload to manage.
1. Getting Better.Either way, if your solicitor is struggling to make
This is by far the most important considerationprogress with the other side, the only way he will be
following a car accident. The purpose ofable to speed the claim along is by issuing court
compensation for your injury is to try and. Theproceedings, after which time a timetable will have to
compensation cannot make you better, often onlybe followed.
treatment and time can.4. Your Own Representative.
For your solicitor to be able to settle your claim forSometimes your own solicitor might have too many
compensation they must be confident that you havecases to handle and might struggle to stay on top of
made a full recovery from your injuries so that theythem all. This can have a detrimental impact on your
can fully assess the impact of the accident and injuryown claim. Sometimes you can change your solicitor
for you. If you are receiving ongoing treatment afterwithin the same firm or on occasions you might have
the accident your solicitor will probably wait until thisto ask another law firm to help you with your
treatment has been concluded and a medical reportwhiplash claim.
obtained before settling your claim. If you have5. You.
suffered a major whiplash injury it can be someIf your solicitor has requested information from you
months before you have made a sufficiently fullabout your pain and suffering as a result of the
recovery which can delay the settlement of yourwhiplash claim, or for more information about your
claim.expenses or lost earnings, any delay in returning this
2. Obtaining Evidence.to them will prevent them from being able to settle
Your solicitor has to obtain evidence to support youryour claim. The faster you are at responding to your
accident claim in two key areas, liability (ie provingsolicitor the quicker your solicitor can progress your
that the accident was the other driver's fault) andclaim for you.
medical (from an Orthopaedic Surgeon or General6. Settlement Is Final.
Practitioner to confirm your injuries).If you accept an offer in settlement of your claim it
Liability evidence can include police accident reports,is a final offer. You cannot decide to go back for
witness statements and even evidence frommore compensation if your whiplash pain continues
sometimes from an accident reconstruction expert.for longer than you expected it to. Therefore, it is
The medical evidence is usually obtained some weeksessential that you only accept a reasonable offer in
or months after the accident, by which time thesettlement of your claim. Of course your solicitor will
medical expert can assess the extent of the injurytell you what a fair offer is but it may take some
and whether treatment is still required.time to receive one from the other party.
It can take some weeks or months for this essentialIn conclusion, there can be any number of reasons
medical evidence to be obtained.why a whiplash claim takes as long as it does to
3. The Other Driver's Insurance Company Orsettle. However, the reality is that these days they
Solicitors.are settled far more quickly. Many claims now settle
Delays are often experienced when contacting thewithin weeks or months.
other driver's insurance company or solicitor. These